First Trust Bank Current Accounts

First Trust Bank, part of the AIB Group, is a commercial bank in Northern Ireland. It forms part of one of the Big Four banks in Ireland. First Trust Bank offers a full range of personal and corporate banking services.

First Trust Bank offers a number of business current accounts – see below to find out which is most appropriate for your company.

Managed Account

This is a statement based chequeing account which pays interest on cleared credit balances. The Managed Account is restricted to professional firms managing client funds.

Features and benefits:

  • Phone Banking

    Manage your account over the telephone using our Phoneline Banking

  • Post Office Withdrawals

    Withdraw a maximum of £500 per day in notes (includes any cash machine withdrawals).

  • Post Office Lodgements

    Cash lodgements of up to £20,000 including £250 in coin per transaction at most Post Offices®.

  • Overdraft Facilities

    A Business Overdraft allows you to go into an overdrawn position up to a pre-agreed limit. So you have peace of mind that extra funds are available outside your normal cash flow, should you need them.

  • Visa Debit Card

    The Visa Business Card makes it easy for you to streamline company expenditure in a cost-effective way. You can save time and money on administration and take control of your company expenses by setting individual credit limits and settling the balance with a hassle-free single direct debit payment.

  • Chequebook facility

    You can use cheques to pay for goods and services or to withdraw cash from any First Trust Bank branch.

  • International Payments

    Make and receive International payments to/from your account.

  • Internet Business banking

    iBusiness Banking (iBB), the internet-based payments and cash management system from First Trust Bank, has been developed to make routine business banking more efficient; saving you time and money

  • Arranged overdraft

    From £1.00 to £25000.00 EAR: 9.11%

Business Access Account

This is a statement based account and is designed to complement the Standard Business Current Account and the Managed Account by offering credit interest with instant access. A Business Access Account cannot be used to pay cheques, standing orders, or direct debits.

Features and benefits:

  • Internet Business banking

    iBusiness Banking (iBB), the internet-based payments and cash management system from First Trust Bank, has been developed to make routine business banking more efficient; saving you time and money

  • International Payments

    Make and receive International payments to/from your account.

  • Post Office Withdrawals

    Withdraw a maximum of £500 per day in notes (includes any cash machine withdrawals).

  • Phone Banking

    Manage your account over the telephone using our Phoneline Banking

  • Instant access credit interest

    Interest is calculated on a daily basis according to the cleared credit balance on the account.

  • Post Office Lodgements

    Cash lodgements of up to £20,000 including £250 in coin per transaction at most Post Offices®.

Standard Business Current Account

This is a non-interest paying, statement based account that gives you quick, convenient and easy access to your money through the use of a cheque book.

Features and benefits:

  • Overdraft Facilities

    A Business Overdraft allows you to go into an overdrawn position up to a pre-agreed limit. So you have peace of mind that extra funds are available outside your normal cash flow, should you need them.

  • Chequebook facility

    You can use cheques to pay for goods and services or to withdraw cash from any First Trust Bank branch.

  • Internet Business banking

    iBusiness Banking (iBB), the internet-based payments and cash management system from First Trust Bank, has been developed to make routine business banking more efficient; saving you time and money

  • International Payments

    Make and receive International payments to/from your account.

  • Post Office Withdrawals

    Withdraw a maximum of £500 per day in notes (includes any cash machine withdrawals).

  • Visa Debit Card

    The Visa Business Card makes it easy for you to streamline company expenditure in a cost-effective way. You can save time and money on administration and take control of your company expenses by setting individual credit limits and settling the balance with a hassle-free single direct debit payment.

  • Start Up Package

    Eligible Start-ups won't be charged daily banking transaction fees (including quarterly account maintenance fee) on a Business Current Account for the first two years

  • Post Office Lodgements

    Cash lodgements of up to £20,000 including £250 in coin per transaction at most Post Offices®.

  • Arranged overdraft

    From £1.00 to £25000.00 EAR: 9.11%

Fixed Rate Credit Interest Current Account