Joe Morley

Joe Morley

Head of Unsecured Lending

Joe has worked in the alternative lending space since 2015. During this time he has helped hundreds of SMEs access millions in essential funding ranging from long-term asset-backed lending to short-term unsecured revolving credit lines and beyond. In his role, Joe manages and supports a large team of Credit Finance specialists.

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Blog articles

canary wharf buildings
Education

What is a commercial bridging loan?

Need to buy commercial property quickly but don’t have time to wait for a traditional mortgage? A commercial bridging loan could be the fast-track solution you need.

21 Jul 2025

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Asset based lending
Education

How asset lending can boost your business cash flow this summer

Need some extra cash to get through the summer months? Own valuable assets that could be used to secure a loan? Asset lending could help.

18 Jul 2025

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What are the main crowdfunding advantages and disadvantages?
Education

Peer to peer lending

Need funding but aren’t sure whether you’ll be able to get a traditional bank loan? You’re not alone. [Over half](https://www.money.co.uk/business/business-loans/statistics) of UK SMEs are turned down by banks, leaving many looking for alternatives.

14 Jul 2025

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Knowledge pages

Default Hero - Funding Options
Working capital finance hub

Business line of credit: what are they and how do you get one?

Find out what a business line of credit is, what they can be used for, what the pros and cons are, and how you can get one here.

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Default Hero - Funding Options
Business Loans

Coronavirus Business Interruption Loan Scheme

The Coronavirus Business Interruption Loan Scheme has ended. Read here about how it worked, and what other financial products are available to you

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Default Hero - Funding Options
Business Challenges

Bad Credit Business Loans

By knowing how to improve your credit score you can become more creditworthy, however in the meantime, you can still get a loan with bad credit.

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Disclaimer:

Funding Options helps UK firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Funding Options can introduce applicants to a number of providers based on the applicants' circumstances and creditworthiness. We are also able to make insurance introductions. Funding Options will receive a commission or finder’s fee for effecting such finance and insurance introductions.

*Tide Terms and Conditions

**New Tide customers receive a 0.78% AER boost on the standard 3.29% AER until 31/03/25, after which the rate reverts to 3.29% AER, with no interest earned on balances over £75,000.

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